Fixed Deposit Schemes

Fixed Deposit Scheme is similar to a bank fixed deposit, Post Office Fixed Deposit/ Time Deposit (POFD) Scheme, A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

Fixed Deposit scheme, offered by , is a good Fixed Deposit (FD) plan that offers one of the best FD rates in the industry. Nidhi Company fixed deposit rates range from 8.75% to 10.25% p.a. We offers a number of Fixed Deposit schemes that come with various facilities.

3 years FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
3 years FD 5000.00 1 To 1095 Days 7.00

4 year FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
4 year FD 5000.00 1096 To 1460 Days 8.00

4 year FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
4 year FD 5000.00 1096 To 1460 Days 8.00

4 year FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
4 year FD 5000.00 1096 To 1460 Days 8.00

4 year FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
4 year FD 5000.00 1096 To 1460 Days 8.00

5 year FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
5 year FD 5000.00 1461 To 1825 Days 10.00

Pension 3 year Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
Pension 3 year 5000.00 1 To 1095 Days 9.60

Pension 5 year Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
Pension 5 year 5000.00 1 To 1825 Days 12.12

Pension 5 year Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
Pension 5 year 5000.00 1 To 1825 Days 12.12

SUPER FD Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD 5000.00 1 To 365 Days 7.15

SUPER FD (1 YEAR) Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD (1 YEAR) 5000.00 1 To 365 Days 7.25

SUPER FD (2YEAR) Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD (2YEAR) 5000.00 1 To 730 Days 7.50

SUPER FD (3YEAR) Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD (3YEAR) 5000.00 1 To 1095 Days 7.75

SUPER FD (5YEAR) Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD (5YEAR) 5000.00 1 To 2190 Days 8.15

SUPER FD (4YEAR) Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SUPER FD (4YEAR) 5000.00 1 To 1825 Days 8.00

Fixed Deposit Terms & Conditions:


Fixed Deposit (RD) Account, FD Calculator, Fixed Deposit Calculator, FD Interest Calculator

To know how much you will earn on a Fixed Deposit, use an online calculator. Calculate the exact maturity value of an FD by entering details such as amount invested, rate of interest, tenure of investment and type of interest compounding frequency


Pre Mature Closure Of Deposits:-

Fore closure of Deposits will not be permitted until completion of 3 months From the date of Deposits. Deposits foreclosed after 3 months but before 6 months from the date of Deposits no Interest will be paid. Deposits foreclosed after 6 months, interest at 2% shall be deducted from the normal rate of Simple Interest for the period of Deposit.



Choose your Fixed Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi Company in .

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FD Calculator